Credit health, made intelligent and fair
We started Cibil Repair Agency because repairing your credit in India is needlessly confusing, expensive and slow. AI changes that.
Our mission
A low CIBIL score quietly costs people loans, homes and peace of mind — often because of errors they did not even know were there. We believe everyone deserves a fair, accurate credit report and a clear path to improve it.
Our AI reads your full report, finds what is hurting your score, and drafts every dispute for you. You stay in control and approve each step. No jargon, no false promises, no hidden fees.
Why AI
A human agent might take days to read one report. Our AI does it in seconds — catching errors, duplicates and disputable items a person could miss, and ranking them by exactly how many points they are costing you. That speed and accuracy is why we can offer our service free while we launch.
Built for India, ready for the world
We launched in India — where the CIBIL score is the household measure of creditworthiness — with local guidance in your language across Ahmedabad, Mumbai, Bangalore, Pune, Hyderabad, Jaipur and more. We are expanding to the US next, bringing the same transparent, AI-first approach to FICO and VantageScore.
How we work
You approve everything
We never file a dispute or share data without your explicit consent.
Privacy first
Bank-grade 256-bit encryption on everything.
Honest about results
We never guarantee a number. Real reports, real outcomes.
Get 3 months of credit repair, free
Our full AI credit-repair service is worth ₹5,000 for 3 months — free for a limited time while we launch. No credit card. A soft check that never affects your score.
Claim my 3 months free