How AI repairs your CIBIL score
No jargon, no guesswork. Here is exactly what happens from your first free check to your highest score — with you approving every step.
Repair your score in 3 simple steps
AI does the heavy lifting. You stay in control and approve every move.
Connect your report
Share a few details and we securely pull your full CIBIL report. A soft check — it never affects your score.
AI finds what is hurting you
Our AI scans every account and flags errors, duplicates and disputable items — ranked by score impact.
We dispute, you track
We draft each dispute for your approval and follow up with the bureaus. Watch your score climb.
What our AI checks on your report
Every line of your CIBIL report, analysed in seconds and ranked by score impact.
- Personal & contact details
- Every loan and credit card
- Payment history (24+ months)
- Current balances & limits
- Credit utilisation ratio
- Duplicate / mismatched accounts
- Wrongly marked settlements
- Hard enquiries & closed accounts
What to expect, week by week
Free AI analysis
Connect your report and get your full issue list and score band in minutes.
Disputes filed
Approve the AI-drafted disputes; we submit them to the bureaus for you.
Score moves
Bureaus resolve disputes; corrected items drop off and your score climbs.
Get 3 months of credit repair, free
Our full AI credit-repair service is worth ₹5,000 for 3 months — free for a limited time while we launch. No credit card. A soft check that never affects your score.
Claim my 3 months freeHow it works — your questions
Most customers see their first score movement within 30 days. Bureaus are legally required to resolve disputes within about 30 days of filing. Complex cases with multiple disputes can take 60–90 days.
No. To start, you only share a few basic details so our AI can pull your report with a soft check. Supporting documents are only needed later, and only for specific disputes — our AI tells you exactly what (if anything) is required.
Everything: personal details, every loan and credit card, payment history, current balances, credit utilisation, duplicate or mismatched accounts, wrongly reported settlements, and old enquiries. It ranks each issue by how much it is costing your score.
If the late payment was caused by a bank error, a billing dispute, or incorrect reporting, yes — you have the right to challenge it. If it is accurate, our AI instead builds you a plan to recover the score over time. We never file false disputes.